Impaired or Enhanced Annuity Rates
IMPAIRED LIVES - get HIGHER annuities from specialist providers. Its FREE and easy to find out if you qualify.
All you have to do is click here to find out.
It is surprising to learn that an estimated 40% of people planning to purchase an annuity would be eligible to receive enhanced annuity rates, but fail to make their personal circumstances known when applying. Ultimately missing out on potential increases which could make a substantial difference to their retirement income.
If you are intending to include joint life benefits, your spouse's state of health will also be considered. This is why it's most important that you advise the insurance company of any lifestyle or medical conditions, to ensure they have all the relevant information to quote the best rates.
The calculations used by insurance companies to ascertain the amount of income you will receive from your annuity are based on a number of factors including such things as your age, sex, state of health or whether you smoke.
If any of the following applies to you or your spouse, it may work in your favour
- Have you been hospitalised in the last ten years
- Are you on any medication
- Do you smoke regularly
- Do you have angina
- Do you have high blood pressure
- Do you have chronic asthma
- Do you have diabetes
- Do you have a serious illness or had major surgery
Some of the leading Insurance Companies offer preferential annuity rates in such cases, as they work on the assumption that they may be paying you for a shorter period of time and therefore will increase your income accordingly. We know which insurance companies offer the best rates in these circumstances, and will obtain the best quotations for you to help make your decision easier.
To check if you would qualify for enhanced rates click here.
ONLY an INDEPENDENT ANNUITY ADVISER can ensure you get the BEST rate from the whole marketplace. You can click here to request a contact from an adviser in your local area.
If you are unsure about anything you should seek INDEPENDENT FINANCIAL ADVICE
To contact an Independent UK Annuities Specialist please fill in our short form here
